Insurance Tips

Home renovations: make sure you are protected

For most people, your home will be the most valuable asset you will ever own.

Before starting any renovation work, you will want to make sure you are properly insured.

If you are planning on hiring a contractor ,be sure to request that your contractor provide you with proof of his Commercial General Liability insurance (minimum of $2,000,000. limits).

While most repair or renovation work will not require changes to your Homeowners policy, there are coverage restrictions you should be aware of. Please consult your Broker before starting any renovations to make sure you have the proper coverage.

Five Good Reasons to Choose an Independent

  1. We work on behalf of our clients, not for any one insurance company in particular.
  2. We offer our clients the best coverages/premium available from all insurance companies we represent.
  3. We are required to obtain continued education annually in order to provide high quality, knowledgeable advice to our clients.
  4. We have access to a number of regulatory bodies, i.e. RIBO and FSCO to assist with the rights of consumers.
  5. We work closely with our clients should they be unfortunate enough to suffer a loss.
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