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Why You Need Good Tenant Insurance

Why-You-Need-Good-Tenant-Insurance

Did you know that as a tenant you’re legally responsible for any damages that you cause to the building, even if it’s an accident? You’re also liable for any harm that is caused to others who visit your property. This means that if your microwave starts a fire and damages your rental, or if someone slips and falls in your apartment and hurts themselves, or if the roof fails in a storm and your belongings are destroyed – you pay. Considering the low costs of purchasing tenant insurance, we think it’s more of a necessity than an option. If you’re not convinced, check out these reasons why you need good tenant insurance when renting.

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Why Work With a Family-Run Brokerage

why-work-with-a-family-run-brokerage

When it comes to choosing an insurance broker, it can often feel like there are too many options to pick from. If you’re not sure whether a corporate insurance brokerage or a family-run operation is best, let us help you decide.  At MLS Insurance, our reputation has been built on providing exceptional insurance services based on real family values. Here’s why we think you should work with a family-run brokerage like our own.

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Why Choose a Broker for Your Insurance Needs?

Why Choose a Broker for Your Insurance Needs?

Would you look at only one house or car before you purchase? Of course not. You would shop around to try and find the best product for your needs and to get the best deal possible. Well, the same should happen for your insurance. By choosing a broker for your insurance needs, you get more choice, which means better products with coverage that’s suited to your requirements.

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6 Tips for Driving in Heavy Rain

6 Tips for Driving in Heavy Rain

Did you know that more automobile accidents happen in the rain than in the snow? This is because rain often creates a slick surface, making it more difficult to stay on the road - especially when oil residue rises to the surface, reducing tire traction. It also decreases visibility, making it more difficult to see the other cars around you. And, since you can’t always avoid rainy weather, learning how to safely maneuverer during these conditions is important. So don’t let the weather rain on your parade this spring. Just keep these six tips in mind for driving in heavy rain to help you steer clear of any incidents.

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How are Insurance Premiums Decided?

How are Insurance Premiums Decided?

Ever wonder why one person has better insurance premiums over another? Insurance premiums are decided by an insurance company based on your risk level. And Insurance premiums for services can differ from company to company, which is why it's wise to shop around for the best rates. Depending on the type of insurance you are seeking, there are different factors that the insurance companies will look for in relation to your life history, age, and health. To better understand how it works, here’s a look at how insurance premiums are decided and some of the most common factors that are used to determine your rate.

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  • "Thanks for everything Eric. It's been a pleasure for me to deal with you for my insurance. I won't hesitate to recommend you in the future."